Banks in China

Updated 12 September 2026

There are four major state-owned banks in China: Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China.

Opening hours

State banks are usually open seven days a week:

Monday–Friday: 9:00 am – 5:30 pm

Saturday–Sunday: 9:00 am – 3:00 pm

Opening hours can vary by bank and location.

ATMs generally accept most foreign credit cards (Visa, MasterCard, American Express, etc.).